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Need Workers' Comp Help?
Call 831-459-2850

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Call 831-459-5154

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risk@ucsc.edu

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1156 High Street
Santa Cruz, CA 95064-1077

 

 

Glossary

A B C D E F G H I J K L M - Z

A-Z Glossary (pdf)

additional insured — entity other than a named insured who is protected under the terms of an insurance policy. usually, additional insureds are added by endorsement or referred to in the wording of the definition of “insured” in the policy itself.

advertising liability — this refers to acts committed or alleged to have been committed in any advertisement, publicity article, broadcast, or telecast, or arising out of the named insured’s advertising activities. coverage includes: libel, slander, or defamation, infringement of copyright or slogan, piracy unfair competition, or idea misappropriation under an implied contract, invasion of right or privacy.

all risk insurance — a policy of insurance against damage to property may be written to insure against “named perils,” i.e., the various hazards against which the policy insures are listed. however, policies may be issued in certain cases to insure against “all risks of loss or damage” and are then termed “all risk” policies. the term is not strictly correct, because all policies exclude insurance against certain hazards.