Marine Insurance for Boats

This insurance is not automatic.  To have insurance coverage for boats, you must specifically request coverage prior to any loss. To obtain insurance coverage submit a Boat Insurance Request form.

  • This program covers damage to boats/vessels, trailers (when used to transport boats or when stored for that purpose), and engines.
  • Units do not pay a premium for insurance for smaller boats - as opposed to major vessels which are charged premium.
  • The deductible per boat is based on the value of the boat - 1% of the insured value subject to a $250 minimum.
  • Boat valuation is based on a "like kind and quality" boat - not a new boat.
  • There may be no coverage - even for a scheduled boat - when the campus borrows a boat. Before borrowing a boat - 
    • Contact UCSC Risk Services at 831-459-5154 for assistance.
    • There must be an agreement or contract with the party lending the boat.
  • There may be no coverage - even for a scheduled boat - when it is not in the care, custody or control of the university. Before lending a boat - 
    • Contact UCSC Risk Services at 831-459-5154 for assistance.
    • Be aware that the other party may need to insure the boat.
  • To file a claim call 800-416-4029 and then UCSC Risk Services at 831-459-5154.