Property - In Transit

Insurance is not automatic for all shipments of property.

UC owned property in transit within the contiguous United States is insured by the university's property self-insurance for up to $1,000,000 subject to all insurance policy terms and conditions including, but not limited to:

  • All deductibles apply, which range from $1,000 to $5,000 or more 
  • All exclusions apply, including the exclusion for "mysterious disappearance" 
  • If you are shipping property within the contiguous United States and it has a value over $1,000,000, then contact

Insurance is not automatic for all property being shipped outside the contiguous United States. 
  • Open cargo insurance is for:
    • shipments from the contiguous United States to Alaska, Hawaii, or to foreign countries
    • shipments between foreign countries
    • shipments from Alaska, Hawaii, or foreign countries to the contiguous United States
  • Open cargo insurance is for UC owned scientific equipment only. If your property in transit is for something other than UC owned scientific equipment, then contact
  • Open Cargo insurance has a limit of $5,000,000. For UC owned scientific equipment valued over $5,000,000, contact
  • There are geographical limits to the insurance policy. Coverage is excluded for UC owned scientific equipment in transit to and from countries which are the subject of trade or economic embargoes imposed by the laws or regulations of the United States of America. If this exclusion applies to your shipment, then contact
  • Submit the Open Cargo Insurance Request to prior to shipping.

Insurance is not automatic for property not owned by the university.

There must be a legally binding contractual obligation and insurable interest for the university insurance to extend to non-owned property. 

  • If you believe the university should be insuring property that is not owned by the university, then make sure the agreement with the owner of the property reflects this understanding and is legally binding. 
  • Additionally, if the shipment is in transit outside of the contiguous United States, then also request insurance by submitting Open Cargo Insurance Request to prior to shipping. 

Insurance is not provided for property shipped by any government postal service. 

UC owned property that is carried in the checked or carry-on baggage with a UC business traveler on a commercial aircraft does not need to be reported.

All insurance coverage is subject to the terms and conditions of the insurance policies.

If you have any questions contact or call us at 831-459-1458 or 831-459-5154.