UC Property - In Transit

Insurance is not automatic for all shipments of property. 
Office of the President Risk Services (OPRS) maintains insurance for the UC system. See additional information at their website. All insurance coverage is subject to the terms and conditions of the insurance policies.

#1 - Shipments within the contiguous United States - UC Property Insurance

UC owned property in transit within the contiguous United States is insured by the university's property self-insurance for up to $5,000,000 subject to all insurance policy terms and conditions including, but not limited to:

  • All deductibles apply, which range from $1,000 to $5,000 or more 
  • All exclusions apply, including the exclusion for "mysterious disappearance" 
Insurance limits are $5,000,000
  • If you are shipping property within the contiguous United States and it has a value over $5,000,000 and/or is not owned by UC, then contact propertycasualty@ucsc.edu.

#2 - Shipments outside the contiguous United States - Open Cargo Insurance

Insurance is not automatic for UC property being shipped outside the contiguous United States. Submit the Open Cargo Insurance Request to propertycasualty@ucsc.edu prior to shipping.

Shipments must meet certain criteria to be eligible for Open Cargo Insurance
  • UC owned scientific equipment only
  • value of $5,000,000 or less
  • shipped to/from the contiguous United States to Alaska, Hawaii, or any other location outside the contiguous United States
  • shipped outside the contiguous United States  
  • be within certain geographical limits
    • There are geographical limits to the university's open cargo insurance. Coverage is excluded for UC owned scientific equipment in transit to and from countries which are the subject of trade or economic embargoes imposed by the laws or regulations of the United States of America. If this exclusion applies to your shipment, then contact propertycasualty@ucsc.edu.
Take action to get coverage

If the shipment meets all of the above conditions, then you MUST register the shipment to have insurance coverage, subject to all policy terms and conditions. Submit the Open Cargo Insurance Request to propertycasualty@ucsc.edu prior to shipping.

If your shipments do not meet all of the conditions listed above, then contact propertycasualty@ucsc.edu.

No Insurance Coverage
Insurance is not automatic for property not owned by the university.

There must be a legally binding contractual obligation and insurable interest for the university insurance to extend to non-owned property. 

  • If you believe the university should be insuring property that is not owned by the university, then make sure the agreement with the owner of the property reflects this understanding and is legally binding. 
  • Additionally, if the shipment is in transit outside of the contiguous United States, then also request insurance by submitting Open Cargo Insurance Request to propertycasualty@ucsc.edu prior to shipping. 
Insurance is not provided for property shipped by any government postal service. 

UC owned property that is carried in the checked or carry-on baggage with a UC business traveler on a commercial aircraft does not need to be reported.

If you have any questions contact propertycasualty@ucsc.edu