Fine Art Insurance

This coverage is not automatic. Art must be scheduled with Risk Services prior to a loss to be insured. This coverage is subject to all the policy terms, conditions and exclusions.

Coverage under the Fine Arts Insurance Policy is optional and subject to reporting. Each department is responsible for notifying Risk Services of any changes. Risk Services recommends that high value art be insured under this policy. 

How to get fine arts insurance - art owned by the university

How to get fine arts insurance - art loaned to the university

  • The university will only provide insurance for art loaned to the university if there is an agreement in writing prior to any loss requiring the university to insure the art. Risk Services developed a template agreement (and exhibit) primarily for the purpose of defining the insurance terms and conditions for art on loan to the university. The unit or department receiving the artwork on loan is responsible for determining if the template agreement is sufficient. If a unit or department develops a unique agreement, then Risk Services should review any language relating to insurance within art loan agreements. For help with any terms or conditions other than insurance, please work with a campus contracting office.
  • Submit a copy of the loan agreement to propertycasualty@ucsc.edu prior to the start of the loan. The unit or department receiving the art on loan is responsible for retaining the original agreement according to established retention requirements. 

If the university is lending art, be sure to have a written agreement

  • Any agreements for lending art from the university to another institution need to have the insurance terms reviewed by Risk Services prior to entering into the agreement. Forward the agreements to propertycasualty@ucsc.edu for review of the insurance terms only. For help with any other terms or conditions, please work with a campus contracting office. 

To submit a claim

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